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Terms of use

The basis on which this website is provided.

Information, not advice

Everything on this site is general information for UK businesses, landlords and investors considering finance secured on commercial property. It is not financial advice, not an offer of finance, and does not take your circumstances into account. Rates, criteria and fees are typical examples and change without notice.

Introductions

If you ask us to, we pass your details to a commercial finance adviser. The adviser is a separate business and any advice, product or contract is between you and them. We may receive a fee for the introduction; it does not change what you pay. Most commercial mortgages are not regulated by the Financial Conduct Authority; where a loan would be a regulated mortgage contract, it must be arranged by an FCA-authorised firm.

Accuracy

We try to keep figures accurate, but commercial lending is priced case by case and every situation differs. Calculator results are estimates based on the numbers you enter and simplified rules. We are not liable for decisions made on the basis of the site.

Content

You may print, share and link to our guides freely for personal or non-commercial use. Please do not republish them as your own.

Law

These terms are governed by the law of England and Wales.

Ready to talk to someone who can actually arrange it?

Tell us about the property and the business, and a commercial finance adviser will come back with which lenders fit, what rate to expect and what they'll want to see. No fee for the conversation, no obligation.